— AI Citation Index

Who AI search surfaces for credit card

wallethub.com and nerdwallet.com tie atop the credit card retrieval pool (4/5 queries each)

5 queries · 3 samples each22 distinct domainsVery stable (Jaccard 1)
2 sources tie
as the most-retrieved, each surfacing in 4 of 5 queries
— Most-surfaced domains
#DomainTypeQueriesMean pos.
1wallethub.comAggregator4/54
2nerdwallet.comAggregator4/52.67
3cnbc.comEditorial3/54.67
4thepointsguy.comAggregator2/55.33
5creditkarma.comAggregator2/53
6firstcard.appBrand2/54
7money.usnews.comAggregator2/54.5
8bankrate.comAggregator2/56
9usbank.comBrand1/57.5
10mastercard.comBrand1/52
11ramp.comEditorial1/53
12cnn.comEditorial1/54

“Queries” = how many of the 5 sampled queries surfaced this domain in the top 10 (across 3 samples). Position is the mean rank when present.

— Who owns the pool: brand vs third-party
Aggregator / directory 40.9%Editorial / review media 36.4%Brand-owned 22.7%

By distinct domain the pool is 22.7% brand-owned, 40.9% aggregator/directory, 36.4% editorial. Most of the field is third-party, so getting surfaced means earning a place on the aggregators and roundups AI retrieves, not only optimising your own site.

— What this means for credit card

wallethub.com (aggregator) and nerdwallet.com (aggregator) tie as the most consistently surfaced sources, each appearing in 4 of 5 sampled queries. Below them, cnbc.com (editorial) at 3/5 and thepointsguy.com (aggregator) at 2/5 also recur. 8 of the 22 distinct domains surface in two or more of the 5 queries; the rest appear once and drop out. Across the pool, aggregators and directories hold the largest share of what AI search retrieves here.

— The GEO play

The fastest path to visibility is accurate inclusion in the third-party pages that keep surfacing here, starting with wallethub.com. The retrieval set is very stable run to run (top-10 overlap 1), so a single snapshot is a reasonable read.

Methodology & limits: Snapshot only: 5 buyer-intent queries, 3 samples each, one time period. This maps the retrieval candidate pool (what AI search can draw from), not logged AI citations. Treat it as a directional signal, not a census.

— Queries sampled
  • best credit cards 2026
  • best cash back business credit cards for small business
  • Chase Sapphire Preferred vs Capital One Venture X
  • best credit cards for bad credit no annual fee
  • cheapest travel credit card low annual fee
— Free GEO Audit

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